Built by operators

Modern Factoring Software That Matches Payments Automatically.

Dual-ledger precision. Free onboarding. 16 integrations included. Built by a team of operators who needed a better solution than the software they had.

  • ✓Schedule creation runs automatically. Cash applies itself.
  • ✓Clients, debtors, vendors: one system, one source of truth.
  • ✓Give clients a portal they'll actually use.
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app.factorcloud.com
app.factorcloud.com
FactorCloud dashboard: real-time portfolio balances, daily volume, and AR aging
94%

of teams that see FactorCloud make the switch.

Automation

Stop manually matching every payment

FactorCloud automates schedule creation, payment application, and credit checks. Your team focuses on clients. The platform handles the rest.

Most factoring platforms automate schedule creation. FactorCloud automates schedule creation AND cash application. Your payments match themselves. Your team stops chasing pennies.

Explore Automation →
Schedule Creation | AI Automation
Doneapex@acmecarriers.com · Invoice #4821 · $14,200
Processingbilling@truckingco.net · 3 attachments · $8,750
Queueddispatch@swiftfreight.com · Invoice batch · $31,400
Step 1 | Received
Email with Invoice
apex@acmecarriers.com · 3 attachments
Step 2 | OCR Extraction
AI Processing
Invoice # · Debtor · Amount · Date extracted
Step 3 | Credit Check
✓ Debtor Verified
Ansonia · Limit $500k · Current balance $291k
✓
Schedule INV-20480 Created
$84,200.00 · Apex Logistics · Ready to fund

Auto schedule creation saves thousands of hours annually across factors running on FactorCloud.

Cash Application

Payments Match Themselves

FactorCloud's automated cash application matches incoming payments to open invoices without human intervention. No lockbox imports. No manual reconciliation. The match just happens.

Explore Cash Application →
Cash Application | Auto Match
$14,200.00Payment Received
$14,200.00Open Invoice
✓ Matched | INV-4821
Companies / ACME Carrier, Inc.
Details
Invoices
Disbursements
Collections
Reports
ACME Carrier, Inc.
ID: 234123424534
Active ClientTransport3% Fixed
Primary Contact
David Martinez
Currency
USD
Fed Tax ID
23-494xxxx
MC / DOT
MC-3234 · DOT-42484
Open Invoices
24
Outstanding
$1,240,800
Credit Limit
$500,000
Open Invoices
INV-4821Wal-Mart Stores$14,20003/18/26
INV-4820Kroger Co.$8,75003/17/26
INV-4819Swift Freight LLC$31,40003/15/26
Recent Disbursements
DIS-1102Advance to ACME$11,93603/18/26
DIS-1101Advance to ACME$7,35003/17/26
DIS-1100Reserve Release$2,10003/14/26
Collections Queue
INV-4780Houdini Logistics$81030 Days
INV-4755Atlas Transport$3,22060 Days
INV-4701Delta Haulers Inc.$1,45045 Days
Summary
Total Factored YTD$4,820,400
Fees Earned YTD$144,612
Average Invoice Size$18,200
Client Management

Your Entire Book of Business. One System.

Clients, debtors, and vendors in one place. Full CRM-style tracking without the complexity. Factors have scaled their NFE by 80% on FactorCloud without adding headcount.

Explore Client Management →
Integrations

16 Integrations. Zero Setup.

From credit and underwriting to transportation data and accounting, every integration in FactorCloud works out of the box. No bolt-on modules. No professional services fees. Every integration ships included with your subscription.

See All Integrations →
Connected Partners
Active Integrations
Tank Payments
Payments
QuickBooks
Accounting
FactorGenie
Factoring Tools
ROX
Underwriting
Bill360
Collections
AI OCR
OCR
+ 10 more partners · Open REST API
Don't see your tool? Our REST API means you can connect anything.
Client Portal | Acme Carrier
My Invoices24 open · $1.24M
INV-2345Wal-Mart Stores$245,002Pending
INV-2346CocaCola Enterprises$12,310Pending
INV-2347Houdini's Hallow LLC$810Pending
INV-2348Schwin Logistics$12,310Funded
Messages
FC
FactorCloud Support
INV-2347 is under review. We'll update you within 2 hours.
AC
ACME Carrier
Thanks, I'll check back this afternoon.
Client Portal

Give Your Clients a View They Actually Want to Use

The FactorCloud client portal gives your clients a clear, configurable view of exactly what you choose to share. Clients see what they need. They stop calling. Setup takes minutes, and your account executives get their time back.

Accounting

Dual-Ledger Precision. No Reconciliation Nightmares.

FactorCloud records every transaction twice: debits and credits, always balanced. No month-end reconciliation scrambles. No penny-chasing across spreadsheets. Your auditors will thank you.

General Ledger | INV-20480 Funding Event
DescriptionTypeDebitCredit
Accounts Receivable -- Apex LogisticsAR$84,200
Factoring Fee RevenueRevenue$2,526
Advance to Client -- ACME CarrierAdvance$75,780
Reserve HoldbackReserve$5,894
Status✓ Balanced | $84,200 = $84,200$84,200

Single-ledger systems force you to reconcile manually. Dual-ledger means the math is always right and you can prove it to any auditor, any time.

New Claude Integration

Connect FactorCloud to Claude

FactorCloud has a documented integration for Anthropic's Claude. Connect once, then run queries like these from your own Claude workspace. Answers stay grounded in your live FactorCloud data. Permissions and audit logging carry over.

Collections
“Draft a follow-up to ACME for invoice 23412 at 45 days.”

Claude pulls the debtor's history, payment behavior, and writes a follow-up email in your voice.

Account Summary
“Catch me up on the Triumph Carrier account.”

A one-paragraph brief: open balance, recent activity, exceptions, and what needs attention next.

Reporting
“Which clients are pulling more than 90% of their line this month?”

Ad-hoc reporting without SQL or saved views. Answers in seconds, grounded in your live data.

See It in a Demo
Why Switch

The Difference Is Clear

Feature
Comparison
The old way
Legacy Software
Where most factors are stuck
Operators' choice
FactorCloud
What modern looks like
Funding Process
✗ Manual PDF uploads, data entry, and verification
✓ Automated, AI-powered
Ledger Accounting
✗ Single-ledger. Month-end reconciliation required.
✓ Dual-ledger, always balanced
Integration Ecosystem
✗ Limited integrations. Professional services for custom connections.
✓ 16 out-of-the-box
Client Portal
✗ No portal, or a basic view that generates more phone calls
✓ Configurable client-facing portal
User Interface
✗ Desktop-first. Weeks of training for new hires.
✓ Modern, 80% faster onboarding
Support Response
✗ Ticket queue. Days or weeks for resolution.
✓ Real engineers, under 5-minute avg response
Cash Application
✗ Manual lockbox import and matching
✓ Automated. Payments match themselves.
Migration Cost
✗ Paid professional services
✓ Free. We handle everything.
Getting Started

Getting Started Takes Three Steps

No setup fees or surprise charges. We migrate your entire book at no cost, because if switching is expensive, you'll never switch.

Step 01
Schedule a Demo

See the platform running on your actual use case, with plenty of time for your team's questions.

Step 02
Onboard Your Book. Free.

Three-step setup with dedicated onboarding support at no cost. We migrate your data, configure the platform, and run it in parallel with your current software until you're ready.

Step 03
Go Live. Days, Not Months.

Close business in your old software tonight. Open in FactorCloud tomorrow.

Questions

Common Questions

Three things nobody else can say: automated cash application that matches payments without human intervention, dual-ledger accounting accurate to the penny on every transaction, and free onboarding where we migrate your entire book. FactorCloud was built by a team of operators who ran factoring day to day and found the existing software couldn't keep up.
Most teams are fully operational within days. Onboarding is free. We handle the migration, configuration, and parallel testing. We have never charged a setup fee.
QuickBooks, Bill360, ROX, Ansonia, Tank Payments, and 11 more. Open API for custom connections. No surcharges, no add-on tiers. Every integration is included with your subscription.
FactorCloud is SOC2 compliant. Encrypted at rest and in transit. Every action logged, every change tracked.
Yes. Schedule a demo and we'll show you the platform on a live environment in under an hour. Bring your team, bring your questions, bring a real use case. We'll walk through it.
Transportation, staffing, construction, general factoring, freight brokers. We serve them all. Unlike platforms built for a single vertical, FactorCloud's configurable terms and workflows adapt to any factoring specialty.
Ready to Start

Ready to See It in Action?

Schedule a demo and see FactorCloud running on your actual use case. If you like what you see, we'll migrate your entire book. Free.

SOC2 Compliant·10+ Developers·94% Close Rate
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